VP-Ratings (Municipal Supported Products)

At Moody's, we unite the brightest minds to turn today’s risks into tomorrow’s opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are—with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways. Moody’s is transforming how the world sees risk. As a global leader in ratings and integrated risk assessment, we’re advancing AI to move from insight to action—enabling intelligence that not only understands complexity but responds to it. We decode risk to unlock opportunity, helping our clients navigate uncertainty with clarity, speed, and confidence.

If you are excited about this opportunity but do not meet every single requirement, please apply! You still may be a great fit for this role or other open roles. We are seeking candidates who model our values: invest in every relationship, lead with curiosity, champion diverse perspectives, turn inputs into actions, and uphold trust through integrity. 

• Typically 7+ years of demonstrated experience providing advanced credit analysis or risk assessment, particularly in public finance and/or structured finance sectors
• Experience in gas and electric prepayment transactions and structures that include bank support would be strongly preferred but not required
• Strong experience reading and analyzing legal documents, including indentures, loan agreements, credit agreements, and legal opinions
• Cash flow modeling experience, preferably related to bond transactions
• Experience working directly with legal counsel, underwriters, and bankers
• Strong credit and analytical competence with proven ability to evaluate complex financial structures, including legal documentation and cash flow analysis
• Excellent verbal and written communication skills, able to articulate clear and succinct credit views to internal and external stakeholders
• Diligence, efficiency and strong sense of ownership with the ability to meet tight deadlines and produce high-quality outcomes
• Demonstrated proficiency in artificial intelligence concepts, with hands-on experience using AI tools to streamline workflows and enhance operational efficiency. 

• Bachelor's degree required; Master's degree preferred, ideally with a focus in finance, real estate, economics, statistics, public policy, public finance, or law

• Serve as a sector or domain expert responsible for delivering consistently high-quality credit analysis and maintaining rating accuracy within their area
• Rate and surveil a broad variety of complex debt instruments that typically have some form of credit support or enhancement, including letters of credit, gas and electric prepayment deals, cash collateralized transactions, and tender option bonds
• Collaborate with analysts across the department on transactions with unique structural elements, such as USDA bond anticipation notes and guarantees
• Typically handle high-profile or complex credits and serve as a domain-level expert for internal and external stakeholders
• Contribute to research development, authoring sector-leading insights and participating in cross-sector analytical work
• Maintain strong external relationships within their domain and represent Moody's in market-facing discussions
• Support methodology thinking, contribute to strategic projects, and help advance AI-enabled analytical and workflow improvements
• Act as day-to-day coaches for more junior and Apprentice Analysts, providing technical guidance, feedback, and support

For US-based roles only: the anticipated hiring base salary range for this position is $200,000.00 - $290,000.00, depending on factors such as experience, education, level, skills, and location. This range is based on a full-time position. In addition to base salary, this role is eligible for incentive compensation. Moody’s also offers a competitive benefits package, including not but limited to medical, dental, vision, parental leave, paid time off, a 401(k) plan with employee and company contribution opportunities, life, disability, and accident insurance, a discounted employee stock purchase plan, and tuition reimbursement.

Moody’s is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, sex, gender, age, religion or creed, national origin, ancestry, citizenship, marital or familial status, sexual orientation, gender identity, gender expression, genetic information, physical or mental disability, military or veteran status, or any other characteristic protected by law. Moody’s also provides reasonable accommodation to qualified individuals with disabilities or based on a sincerely held religious belief in accordance with applicable laws. If you need to inquire about a reasonable accommodation, or need assistance with completing the application process, please email accommodations@moodys.com. This contact information is for accommodation requests only, and cannot be used to inquire about the status of applications

For San Francisco positions, qualified applicants with criminal histories will be considered for employment consistent with the requirements of the San Francisco Fair Chance Ordinance.

This position may be considered a promotional opportunity, pursuant to the Colorado Equal Pay for Equal Work Act.

Click here to view our full EEO policy statement. Click here for more information on your EEO rights under the law. Click here to view our Pay Transparency Nondiscrimination statement.

Candidates for Moody's Corporation may be asked to disclose securities holdings pursuant to Moody’s Policy for Securities Trading and the requirements of the position. Employment is contingent upon compliance with the Policy, including remediation of positions in those holdings as necessary.