Sr Credit Associate (AI Digitalization)
New York, United States
- Date de publication
- 10/15/2026
- ID de l'offre
- 15312
- Niveau d'expérience
- Experienced Hire
- Catégorie d'emploi
- Credit Analysis & Research
- Credit Analysis & Research
- Secteur d'activité
- CSS
At Moody's, we unite the brightest minds to turn today’s risks into tomorrow’s opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are—with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways. Moody’s is transforming how the world sees risk. As a global leader in ratings and integrated risk assessment, we’re advancing AI to move from insight to action—enabling intelligence that not only understands complexity but responds to it. We decode risk to unlock opportunity, helping our clients navigate uncertainty with clarity, speed, and confidence.
If you are excited about this opportunity but do not meet every single requirement, please apply! You still may be a great fit for this role or other open roles. We are seeking candidates who model our values: invest in every relationship, lead with curiosity, champion diverse perspectives, turn inputs into actions, and uphold trust through integrity.
- 3-5 years of experience in fixed income credit markets, with a confident understanding of credit ratings, capital market dynamics, and the evolving analytical needs of investors is highly preferred
- A genuine passion for the intersection of credit research, data, and emerging technology — you are not just watching the AI revolution in financial services unfold, you want to help build it
- Demonstrated project management capability with the ability to independently coordinate multiple concurrent workstreams, manage competing priorities, and drive initiatives from concept through to delivery in a dynamic, fast-paced environment
- Proven ability to think strategically and execute independently in high-visibility environments — a natural self-starter who is comfortable stepping into a leadership role early and owning outcomes
- Strong command of data governance concepts and data engineering fundamentals, with the confidence to partner with technology teams and drive decisions
- Hands-on familiarity with advanced Microsoft tools such as Power BI and Power Platform; direct experience with AI-driven tools or Generative AI platforms is a significant advantage
- Exceptional communicator and relationship builder — able to translate complex technical and analytical concepts into compelling narratives for senior leaders and diverse stakeholders across global business cultures
- Prior experience with new product strategy, product management, or digital transformation initiatives is highly desirable
- Demonstrated proficiency in artificial intelligence concepts, with hands-on experience using AI tools to streamline workflows and enhance operational efficiency. Proven ability to implement AI-powered solutions to solve business challenges. Demonstrates a growing awareness of AI risk management and a commitment to responsible and ethical AI use
- Minimum of an undergraduate degree in a quantitative discipline from a leading university
- Advanced degrees or professional certifications are strongly welcomed — data science qualifications, the Chartered Financial Analyst (CFA) designation, project management credentials such as Project Management Professional (PMP), or equivalent certifications that demonstrate a commitment to excellence
- Support project management activities across three strategic workstreams within the Digitalization & Analytical Tools team — coordinating timelines, stakeholder accountability, and cross-functional dependencies to keep high-priority initiatives on track and on target
- Help shape and advance the digitalization strategy for Credit Strategy & Guidance, identifying bold opportunities to leverage Generative AI, automation, and modern data technologies to transform analytical insights
- Support the assessment of Credit Strategy & Guidance's GenAI and AI-driven analytical solution readiness — working with Moody's proprietary data and content as the foundation for next-generation tools
- Support the rollout of the Credit Strategy & Guidance data governance strategy — partnering directly with data owners, data stewards, and Technology teams to build a trusted, high-quality data foundation for AI deployment
- Define and monitor performance frameworks for analytical data and content, measuring engagement, quality, and risk to ensure continuous improvement and accountability across digital initiatives
- Serve as a critical connector across Moody's Ratings, Moody's Ratings Technology, and Moody's Ratings Research — bridging credit expertise and technology innovation to accelerate the delivery of AI-powered insights
For US-based roles only: the anticipated hiring base salary range for this position is $95,900.00 - $139,100.00, depending on factors such as experience, education, level, skills, and location. This range is based on a full-time position. In addition to base salary, this role is eligible for incentive compensation. Moody’s also offers a competitive benefits package, including not but limited to medical, dental, vision, parental leave, paid time off, a 401(k) plan with employee and company contribution opportunities, life, disability, and accident insurance, a discounted employee stock purchase plan, and tuition reimbursement.
Moody’s is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, sex, gender, age, religion or creed, national origin, ancestry, citizenship, marital or familial status, sexual orientation, gender identity, gender expression, genetic information, physical or mental disability, military or veteran status, or any other characteristic protected by law. Moody’s also provides reasonable accommodation to qualified individuals with disabilities or based on a sincerely held religious belief in accordance with applicable laws. If you need to inquire about a reasonable accommodation, or need assistance with completing the application process, please email accommodations@moodys.com. This contact information is for accommodation requests only, and cannot be used to inquire about the status of applications
For San Francisco positions, qualified applicants with criminal histories will be considered for employment consistent with the requirements of the San Francisco Fair Chance Ordinance.
This position may be considered a promotional opportunity, pursuant to the Colorado Equal Pay for Equal Work Act.
Click here to view our full EEO policy statement. Click here for more information on your EEO rights under the law. Click here to view our Pay Transparency Nondiscrimination statement.
Candidates for Moody's Corporation may be asked to disclose securities holdings pursuant to Moody’s Policy for Securities Trading and the requirements of the position. Employment is contingent upon compliance with the Policy, including remediation of positions in those holdings as necessary.
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