Ratings Associate Corporate Finance and Infrastructure Group (German Speaker)

Skills and Competencies

• Strong analytical and problem-solving skills, with the ability to interpret complex financial and non-financial information
• Good accounting and corporate finance knowledge gained through academic coursework, relevant work experience, or progress towards a professional qualification such as the Chartered Financial Analyst designation or equivalent
• Fundamental understanding of fixed-income markets, credit analysis, corporate finance, or infrastructure finance preferred
• Strong organizational skills, analytical thinking, and attention to detail, with the ability to prioritize multiple tasks in a fast-paced environment
• Ability to synthesize large volumes of information, identify relevant credit considerations, and communicate clear, well-supported conclusions
• Proficiency in Microsoft Excel, Word, and PowerPoint, with experience using data analysis or visualization tools preferred
• Eagerness to learn and adopt emerging technical applications in the financial industry, including artificial intelligence-driven tools, automation, and data analytics, with an awareness of responsible and ethical artificial intelligence use
• Excellent written and verbal communication skills in German and English, with fluency in German required

Education

• Minimum undergraduate or first-level degree, such as a bachelor’s degree or equivalent qualification, with a strong academic record
• Degree in finance, accounting, economics, business administration, engineering, mathematics, or another relevant quantitative discipline preferred
• Finance or accounting academic background preferred
• Availability to start as soon as possible

Responsibilities

Support credit rating analysis for corporate and infrastructure issuers, with a particular focus on German-speaking markets

• Support Credit Rating Analysts with activities related to credit ratings, research, portfolio monitoring, and market outreach
• Analyze financial statements, operating performance, industry developments, and other quantitative and qualitative information relevant to issuer credit quality
• Prepare and maintain financial models, forecasts, peer comparisons, and analytical presentations
• Draft rating committee materials and participate in rating committee discussions in accordance with applicable policies and procedures
• Draft and support the publication of credit research reports, credit opinions, and other analytical materials
• Monitor market developments, issuer news, and industry trends to identify factors that may affect credit quality
• Attend issuer, investor, and intermediary meetings as required and support the preparation of meeting materials and presentations
• Use digital tools and artificial intelligence-driven solutions responsibly to enhance analytical capabilities, improve workflow efficiency, and support high-quality analysis

About the Team

The Corporate Finance and Infrastructure Groups at Moody’s Ratings provide independent credit analysis and research on corporate and infrastructure issuers across a broad range of industries and markets. The groups evaluate creditworthiness through detailed financial analysis, industry research, issuer engagement, and the application of Moody’s rating methodologies.

As a Ratings Associate, you will work closely with experienced Credit Rating Analysts and colleagues across a global network, with a particular focus on issuers operating in German-speaking markets. You will contribute to key stages of the credit rating process, including financial analysis, rating committee preparation, portfolio monitoring, and research publication.

The groups use digital capabilities, data analytics, automation, and artificial intelligence-enabled tools to enhance analytical processes while maintaining rigorous standards for quality, integrity, governance, and responsible technology use. The role provides hands-on experience of global capital markets and opportunities to develop expertise in corporate credit, infrastructure finance, sustainability, cyber risk, private credit, and other emerging credit considerations.