Associate - Moody's Local

At Moody's, we unite the brightest minds to turn today’s risks into tomorrow’s opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are—with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways. Moody’s is transforming how the world sees risk. As a global leader in ratings and integrated risk assessment, we’re advancing AI to move from insight to action—enabling intelligence that not only understands complexity but responds to it. We decode risk to unlock opportunity, helping our clients navigate uncertainty with clarity, speed, and confidence.

If you are excited about this opportunity but do not meet every single requirement, please apply! You still may be a great fit for this role or other open roles. We are seeking candidates who model our values: invest in every relationship, lead with curiosity, champion diverse perspectives, turn inputs into actions, and uphold trust through integrity. 

Skills and Competencies

• 0–2 years of relevant experience, preferably in credit analysis; exposure to corporate and infrastructure sectors is desirable
• Proficiency in Microsoft Word and PowerPoint, with advanced skills in Microsoft Excel and Power BI
• Strong analytical capabilities and financial modeling skills, with the ability to interpret data and support sound credit conclusions
• Excellent written and verbal communication skills, with the ability to present information clearly and effectively
• Basic understanding of artificial intelligence concepts, with curiosity and enthusiasm for learning how AI tools can be used to improve processes and drive efficiency. Interest in exploring AI 
  systems and a willingness to develop awareness of responsible AI practices, including risk management and ethical use

Education

• Bachelor’s degree or equivalent qualification in economics, accounting, engineering, business administration, statistics, actuarial science, or a related field.

Responsibilities

The selected candidate will support the credit analysis and ongoing monitoring of a portfolio of public and private issuers by evaluating financial, legal, sector, and market information to inform credit risk assessments. The role offers the opportunity to develop a strong understanding of Moody’s Local methodologies and apply them in a rigorous analytical framework.

• Conduct quantitative analysis of financial statements, asset performance, and economic and market data, as well as qualitative assessment of business strategy, financial policy, corporate governance, and other relevant credit factors
• Review issuance documentation and other legal materials to understand transaction terms, structures, financial covenants, and guarantees
• Gather information from internal and external sources and prepare sector research and analytical materials, including contributions to final reports
• Support credit monitoring and surveillance of issuing entities by preparing monitoring materials, updating analytical inputs, and escalating items that may require further creditreview
• Collaborate with members of the analytical team under the general guidance of the direct Manager
• Participate in external meetings with issuers, financial advisors, and other market participants

About the Team

As part of the infrastructure team, the selected candidate will contribute to analytical work related to nationally significant infrastructure projects and issuers, supporting assessments in a dynamic, growing, and strategically important sector for Moody´s

Moody’s is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, protected veteran status, sexual orientation, gender expression, gender identity or any other characteristic protected by law.

Candidates for Moody's Corporation may be asked to disclose securities holdings pursuant to Moody’s Policy for Securities Trading and the requirements of the position. Employment is contingent upon compliance with the Policy, including remediation of positions in those holdings as necessary.