Quantitative Analytics and Modeling Summer Intern

At Moody's, we unite the brightest minds to turn today’s risks into tomorrow’s opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are—with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways. Moody’s is transforming how the world sees risk. As a global leader in ratings and integrated risk assessment, we’re advancing AI to move from insight to action—enabling intelligence that not only understands complexity but responds to it. We decode risk to unlock opportunity, helping our clients navigate uncertainty with clarity, speed, and confidence. 

If you are excited about this opportunity but do not meet every single requirement, please apply! You still may be a great fit for this role or other open roles. We are seeking candidates who model our values: invest in every relationship, lead with curiosity, champion diverse perspectives, turn inputs into actions, and uphold trust through integrity. 

Applications for this position will be accepted from 22 November through 6 December. We encourage interested candidates to apply early to ensure full consideration.

Skills and Competencies

• Strong analytical and problem-solving skills
• Excellent verbal and written communication
• Proficient in MS Excel, Word, and PowerPoint
• Experience in programming, preferably VBA, Python, C# or Matlab
• Strong organizational skills, ability to work independently and attention to detail
• Familiarity with credit risk concepts; knowledge of Structured Finance is preferred
• Basic understanding of artificial intelligence concepts, with curiosity and enthusiasm for learning how AI tools can be used to improve processes and drive efficiency. Interest in exploring AI systems and willingness to develop awareness of responsible AI practices, including risk management and ethical use
• Fluency in English is required

Education

• Ideally completed or enrolled in a master’s degree in Quantitative Finance, Statistics, Mathematics, Physics or related fields
• Graduation date of December 2027 – June 2028
• Ability to work full-time during the program dates: June 14 – August 20, 2027

Responsibilities

• You will gain hands-on experience in model calibration and analytics
• Assist the manager with a research project focused on rating methodologies enhancements, possibly exploring AI techniques to streamline the modeling processes.
• Review and understand Structured Finance credit rating methodologies
• Explore application of AI to model calibration process
• Prepare comprehensive documentation related to the project
• Present research outcomes to team members and internal stakeholders

About the Program

Our Model Calibration and Analytics team is responsible for the development, including data calibration and econometric and mathematical modeling, of all credit rating models and scorecards for both Fundamental and Structured Finance. By joining our team, you will contribute to key modeling initiatives central to the development of Moody’s credit rating methodologies.

The Summer Internship Program is a 10-week, full-time experience designed to help students develop professional and technical skills while gaining exposure to Moody's business and culture. Reporting to a Team Manager, interns complete meaningful project work aligned to business priorities and participate in networking opportunities, mentorship, leadership speaker sessions, and volunteer events.

As a Moody's intern, you will gain practical experience, build valuable connections, and contribute as an integral member of the team.

For US-based roles only: the anticipated hiring base salary range for this position is €1.00 - €4.00, depending on factors such as experience, education, level, skills, and location. This range is based on a full-time position. In addition to base salary, this role may be eligible for a completion bonus. Moody’s also offers insurance and a discounted employee stock purchase plan for limited duration employees.

Moody’s is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, sex, gender, age, religion or creed, national origin, ancestry, citizenship, marital or familial status, sexual orientation, gender identity, gender expression, genetic information, physical or mental disability, military or veteran status, or any other characteristic protected by law. Moody’s also provides reasonable accommodation to qualified individuals with disabilities or based on a sincerely held religious belief in accordance with applicable laws. If you need to inquire about a reasonable accommodation, or need assistance with completing the application process, please email accommodations@moodys.com. This contact information is for accommodation requests only, and cannot be used to inquire about the status of applications.

For San Francisco positions, qualified applicants with criminal histories will be considered for employment consistent with the requirements of the San Francisco Fair Chance Ordinance.

This position may be considered a promotional opportunity, pursuant to the Colorado Equal Pay for Equal Work Act.

Click here to view our full EEO policy statement. Click here for more information on your EEO rights under the law. Click here to view our Pay Transparency Nondiscrimination statement.

Candidates for Moody's Corporation may be asked to disclose securities holdings pursuant to Moody’s Policy for Securities Trading and the requirements of the position. Employment is contingent upon compliance with the Policy, including remediation of positions in those holdings as necessary.