AVP-Ratings (Financial Institutions Group)

At Moody's, we unite the brightest minds to turn today’s risks into tomorrow’s opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are—with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways. Moody’s is transforming how the world sees risk. As a global leader in ratings and integrated risk assessment, we’re advancing AI to move from insight to action—enabling intelligence that not only understands complexity but responds to it. We decode risk to unlock opportunity, helping our clients navigate uncertainty with clarity, speed, and confidence.

If you are excited about this opportunity but do not meet every single requirement, please apply! You still may be a great fit for this role or other open roles. We are seeking candidates who model our values: invest in every relationship, lead with curiosity, champion diverse perspectives, turn inputs into actions, and uphold trust through integrity. 

Skills and Competencies

• Proven credit/risk assessment experience including strong financial analysis experience, likely to be gained from a financial institution, regulator or accounting firm
• Understanding of European banks and their regulatory environment and the key issues affecting these markets/the main financial institutions and key industry drivers
• Excellent communication skills - able to communicate clearly and succinctly, both verbally and in writing with some public speaking experience
• Strong quantitative aptitude and proven analytical skills
• Fluency in German and English is essential, additional language skills would be highly beneficial
• Highly organised and efficient, with the ability to multi-task and able to manage multiple priorities under tight deadlines
• Commitment to ongoing professional development and learning
• Good understanding of artificial intelligence concepts, with curiosity and enthusiasm for learning how AI tools can improve processes and drive efficiency

Education

• Master's in Finance, Economics, or a related discipline, or equivalent advanced qualification
• CFA/CAIA professional qualification would be highly beneficial

Key Responsibilities

Lead the credit analysis of banks and other financial institutions across the EMEA region, ensuring accurate and timely rating recommendations in line with Moody’s methodologies.

About the Team

Our banks rating team is responsible for delivering high-quality credit ratings and research, enhancing market transparency, supporting investor decision-making, and expanding our brand as a trusted source of credit insight. By joining our team, you will be part of exciting work in rating financial institutions & contribute to the adoption of AI tools that improve analytical processes and drive efficiency across our ratings operations.

Moody’s is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, protected veteran status, sexual orientation, gender expression, gender identity or any other characteristic protected by law.

Candidates for Moody's Corporation may be asked to disclose securities holdings pursuant to Moody’s Policy for Securities Trading and the requirements of the position. Employment is contingent upon compliance with the Policy, including remediation of positions in those holdings as necessary.