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Structured Finance Intern

São Paulo, São Paulo

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Date de publication
05/26/2026
ID de l'offre
13609
Niveau d'expérience
Early Career
Catégorie d'emploi
Graduate & Interns
Secteur d'activité
Regional Organization

At Moody's, we unite the brightest minds to turn today’s risks into tomorrow’s opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are—with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways. Moody’s is transforming how the world sees risk. As a global leader in ratings and integrated risk assessment, we’re advancing AI to move from insight to action—enabling intelligence that not only understands complexity but responds to it. We decode risk to unlock opportunity, helping our clients navigate uncertainty with clarity, speed, and confidence.

If you are excited about this opportunity but do not meet every single requirement, please apply! You still may be a great fit for this role or other open roles. We are seeking candidates who model our values: invest in every relationship, lead with curiosity, champion diverse perspectives, turn inputs into actions, and uphold trust through integrity. 


Skills and Competencies

  • Well-developed analytical and modelling skills
  • Strong written and verbal communication skills in Portuguese and English; Spanish preferred
  • Advanced Microsoft Excel, Word and PowerPoint skills are mandatory
  • Python programming and Visual Basic for Applications knowledge preferred
  • Basic understanding of artificial intelligence concepts, with curiosity and enthusiasm for learning how AI tools can be used to improve processes and drive efficiency
  • Interest in responsible AI practices, including risk management and ethical use

Education

  • Students matriculating in a degree program in Business Administration, Economics, Engineering, Statistics, Accounting, or a related field
  • Ideally one year ahead of graduation

Responsibilities

Supports transaction surveillance and ratings analysis through financial modeling, portfolio review, and research
  • Review performance of existing transactions and assist in preparing quarterly surveillance reports
  • Analyze transaction documents to understand legal, operational, and counterparty risks
  • Analyze characteristics of underlying portfolios and performance history
  • Apply default and cash flow modeling in line with Moody’s Local rating methodologies
  • Attend virtual and in-person meetings with originators, advisors, and transaction participants
  • Assist in preparing rating committee materials
  • Support timely and relevant research on issuers and sector-related topics
  • Assist in rating methodology, model, and scorecard updates

About the Team

The Structured Finance team at Moody’s Local Brasil is responsible for assigning and monitoring credit ratings for structured finance transactions issued in the Brazilian market. These transactions span a broad range of instruments, including Fundos de Investimento em Direitos Creditórios, Certificados de Recebíveis Imobiliários, Certificados de Recebíveis do Agronegócio, and Fiagro, and cover asset classes such as auto loans, payroll‑deducted loans, consumer credit, trade receivables, credit card receivables, and mortgage loans, among others. The team also delivers high‑quality, insightful research that supports market participants and enhances transparency in the Brazilian structured finance market

Moody’s is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, protected veteran status, sexual orientation, gender expression, gender identity or any other characteristic protected by law.

Candidates for Moody's Corporation may be asked to disclose securities holdings pursuant to Moody’s Policy for Securities Trading and the requirements of the position. Employment is contingent upon compliance with the Policy, including remediation of positions in those holdings as necessary.

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