AVP- Ratings (Financial Institutions)- Korean Speaking

Skills and Competencies

• 5+ years of experience in an analytical, research, or risk management role; experience in banking and non-bank financial institutions research preferred, though strong analytical backgrounds from other industries will be considered
• Strong understanding of financial institutions in Korea, including regulatory environments, ESG considerations, and emerging credit topics such as digital finance
• Demonstrates strong analytical, problem-solving, and presentation skills
• Excellent written and verbal communication skills, with the ability to clearly articulate complex analytical and strategic issues to diverse audiences
• Proficiency in English and Korean required; CFA or CPA designation is an advantage
• Strong organizational and project management skills, with the ability to multitask and meet tight deadlines
• Basic understanding of artificial intelligence concepts, with curiosity and enthusiasm for learning how AI tools can be used to improve processes and drive efficiency. Interest in exploring AI systems and a willingness to develop awareness of responsible AI practices, including risk management and ethical use. 

Education

• Graduate / second-level degree (e.g., MBA, Master's) required or equivalent strong academic background

Responsibilities

Lead credit analysis and ratings activities for a portfolio of Korean financial institutions, contributing to high-quality research, market engagement, and ratings integrity. 

• Report to the Associate Managing Director for Moody’s Financial Institutions Ratings, based in Hong Kong
• Manage a portfolio of Korean financial institutions, including banks, non-bank financial institutions such as securities and card companies, and insurers
• Oversee all aspects of the ratings process, including monitoring company, industry, and regulatory developments; executing timely ratings actions; and producing high-quality, impactful research
• Communicate credit views clearly and effectively to internal and external stakeholders
• Engage with rated issuers, intermediaries, and investors; represent Moody’s at internal and external conferences; interact with investors and media, including broadcast interviews, to enhance market relevance
• Collaborate with Moody’s Global Financial Institutions teams to uphold ratings quality, foster critical thinking, and proactively manage the credit portfolio
• Contribute to the continuous enhancement of processes that strengthen Moody’s ratings franchise and market relevance
• Deliver timely, insightful, and relevant credit commentary with strong written and verbal presentation skills

About the Team

The Financial Institutions Group is responsible for delivering high-quality credit ratings and research across the financial sector, including banks, non-bank financial institutions, insurers, securities firms, funds, and asset managers. The team focuses on enhancing market transparency, supporting informed investor decision-making, and strengthening Moody’s position as a trusted source of credit insight. By joining the team, you will work on impactful areas such as digital finance while contributing to the adoption of AI-enabled tools that enhance analytical rigor and drive efficiency across ratings operations.