Credit Analyst

At Moody's, we unite the brightest minds to turn today’s risks into tomorrow’s opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are—with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways. Moody’s is transforming how the world sees risk. As a global leader in ratings and integrated risk assessment, we’re advancing AI to move from insight to action—enabling intelligence that not only understands complexity but responds to it. We decode risk to unlock opportunity, helping our clients navigate uncertainty with clarity, speed, and confidence.

If you are excited about this opportunity but do not meet every single requirement, please apply! You still may be a great fit for this role or other open roles. We are seeking candidates who model our values: invest in every relationship, lead with curiosity, champion diverse perspectives, turn inputs into actions, and uphold trust through integrity. 

• 6+ years of relevant experience in financial services with a strong focus on credit and risk assessment, preferably covering banks, insurance companies, and other financial institutions
• Strong written and verbal communication skills, with a demonstrated ability to produce clear, concise, and grammatically accurate reports and presentations
• Fluency in English and Spanish, with the ability to communicate effectively with diverse, senior, and external audiences
• Strong executive presence, demonstrating confidence, professionalism, and the ability to engage and influence stakeholders
• Proven initiative and sound judgment, combined with a collaborative approach to problem-solving and teamwork
• Proactive mindset with the ability to work independently, take ownership of analyses, and drive tasks to completion
• Ability to perform under pressure while maintaining high-quality output in time-sensitive and deadline-driven environments
• Demonstrated reliability and accountability in professional responsibilities and decision-making
• Experience with process automation and data analysis to improve analytical workflows and operational efficiency
• Basic understanding of artificial intelligence concepts, with curiosity and enthusiasm for learning how AI tools can be used to improve processes and drive efficiency. Interest in exploring AI systems and a willingness to develop awareness of responsible AI practices, including risk management and ethical use.

• Undergraduate degree in Finance, Economics, Engineering, Accounting, or a related discipline
• Professional certifications (e.g., CFA) and/or a Master’s degree are considered a plus

• Perform initial and ongoing credit analysis of banks, insurance companies, and non-bank financial institutions in Mexico and the broader Latin American region
• Conduct detailed quantitative analysis of financial statements, regulatory metrics, economic indicators, and market data
• Produce high-quality, in-depth research reports covering issuers, credit trends, and sector-specific developments
• Develop clear and well-supported rating rationales and present analyses effectively at rating committees
• Actively monitor assigned portfolios and recommend timely and appropriate rating actions
• Establish and maintain strong relationships with issuers and investors through meetings, industry engagement, and topical research
• Stay informed on macroeconomic, regulatory, and industry developments affecting financial institutions in the region
• Mentor and support the development of junior analysts and associates, fostering analytical rigor and professional growth

Moody’s is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, protected veteran status, sexual orientation, gender expression, gender identity or any other characteristic protected by law.

Candidates for Moody's Corporation may be asked to disclose securities holdings pursuant to Moody’s Policy for Securities Trading and the requirements of the position. Employment is contingent upon compliance with the Policy, including remediation of positions in those holdings as necessary.