Senior Credit Associate

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If you are excited about this opportunity but do not meet every single requirement, please apply! You still may be a great fit for this role or other open roles. We are seeking candidates who model our values: invest in every relationship, lead with curiosity, champion diverse perspectives, turn inputs into actions, and uphold trust through integrity.

Employer: Moody’s Investors Service, Inc.

Title: Senior Credit Associate

Location: 7 World Trade Center, 250 Greenwich Street, New York, NY 10007 

Duties: Perform comprehensive analysis to develop qualitative and quantitative assessment of credit risks. Conduct simple statistical scrutiny as well as more sophisticated modelling and estimation work. Perform analysis relating to macroeconomic and/or financial forecasts. Interpret and analyze financial data and other credit inputs. Gather and analyze financial and credit data, prepare charts, update financial models, and prepare required documentation. Identify trends in data and apply analytical skills and judgment to form well-reasoned credit conclusions. Collaborate with ratings teams to develop, build, and maintain analytical tools for financial analysis. Build and maintain databases. Develop and apply a strong working knowledge of credit fundamentals of Moody’s methodologies, frameworks and credit rating best practices. Understand and identify key factors that affect credit ratings. Undertake analysis to support development or assessment of methodologies, models, and other analytical frameworks. Monitor credit industry by following market developments. Identify emerging trends and issues and provide analysis for senior management and publication. Contribute to credit research, including strategy, idea generation, and preparing drafts.

Requirements: Must have a Bachelor’s degree or foreign equivalent in Finance, Business Administration, Accounting, or a related quantitative field plus two (2) years of experience as an Analyst, Associate, or in a related position supporting credit risk analysis in a financial services firm or credits ratings agency. Must have experience with the following: reviewing financial statements and economic/market data; reviewing research produced on specific issuers, methodologies, general credit trends, or sector related issues; running quantitative models; and working with Microsoft Office Suite, including Excel, Word, and PowerPoint.

For US-based roles only: the anticipated hiring base salary range for this position is $76,128 to $135,750/yr, depending on factors such as experience, education, level, skills, and location. This range is based on a full-time position. In addition to base salary, this role is eligible for incentive compensation. Moody’s also offers a competitive benefits package, including not but limited to medical, dental, vision, parental leave, paid time off, a 401(k) plan with employee and company contribution opportunities, life, disability, and accident insurance, a discounted employee stock purchase plan, and tuition reimbursement.

To apply, please submit resume through careers.moodys.com or via e-mail at hrbox28@moodys.com. Please refer to Job Ref. 9584.

For US-based roles only: the anticipated hiring base salary range for this position is $76,128  -  $135,750, depending on factors such as experience, education, level, skills, and location. This range is based on a full-time position. In addition to base salary, this role is eligible for incentive compensation. Moody’s also offers a competitive benefits package, including not but limited to medical, dental, vision, parental leave, paid time off, a 401(k) plan with employee and company contribution opportunities, life, disability, and accident insurance, a discounted employee stock purchase plan, and tuition reimbursement.

Moody’s is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, sex, gender, age, religion or creed, national origin, ancestry, citizenship, marital or familial status, sexual orientation, gender identity, gender expression, genetic information, physical or mental disability, military or veteran status, or any other characteristic protected by law. Moody’s also provides reasonable accommodation to qualified individuals with disabilities or based on a sincerely held religious belief in accordance with applicable laws. If you need to inquire about a reasonable accommodation, or need assistance with completing the application process, please email accommodations@moodys.com. This contact information is for accommodation requests only, and cannot be used to inquire about the status of applications.

For San Francisco positions, qualified applicants with criminal histories will be considered for employment consistent with the requirements of the San Francisco Fair Chance Ordinance.

This position may be considered a promotional opportunity, pursuant to the Colorado Equal Pay for Equal Work Act.

Click here to view our full EEO policy statement. Click here for more information on your EEO rights under the law. Click here to view our Pay Transparency Nondiscrimination statement. Click here to view our Notice to New York City Applicants.
Candidates for Moody's Corporation may be asked to disclose securities holdings pursuant to Moody’s Policy for Securities Trading and the requirements of the position. Employment is contingent upon compliance with the Policy, including remediation of positions in those holdings as necessary.

For more information on the Securities Trading Program, please refer to the STP Quick Reference guide on ComplianceNet

Please note: STP categories are assigned by the hiring teams and are subject to change over the course of an employee’s tenure with Moody’s.