Insurance Advisory Summer Intern

At Moody's, we unite the brightest minds to turn today’s risks into tomorrow’s opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are—with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways. Moody’s is transforming how the world sees risk. As a global leader in ratings and integrated risk assessment, we’re advancing AI to move from insight to action—enabling intelligence that not only understands complexity but responds to it. We decode risk to unlock opportunity, helping our clients navigate uncertainty with clarity, speed, and confidence. 

If you are excited about this opportunity but do not meet every single requirement, please apply! You still may be a great fit for this role or other open roles. We are seeking candidates who model our values: invest in every relationship, lead with curiosity, champion diverse perspectives, turn inputs into actions, and uphold trust through integrity.

Skills and Competencies

• Demonstrated interest in how science and technology help understand and manage risk
• Must demonstrate a constant desire to learn new skills and concepts
• Enjoy solving analytical and technical problems
• Familiar with coding languages, such as Python or R Collaborative; motivated to help others succeed
• Ability to simplify and explain complex technical or scientific concepts to varied audiences
  Communicate effectively verbally, in writing, and in presentations
  Strong professional proficiency in English (spoken and written)
  Basic understanding of artificial intelligence concepts, with curiosity and enthusiasm for learning how AI tools can be used to improve processes and drive efficiency. Interest in exploring AI systems and a willingness to develop awareness of responsible AI practices, including risk management and ethical use

Education

• Currently enrolled in a Bachelor’s or Master’s program in a quantitative field (e.g., math, statistics,computer science, engineering, physics, earth/climate sciences, economics/econometrics)
  Graduation date of December 2026 - June 2027
  Ability to work during program dates: June 1st - August 7th 2026

Responsibilties
As an intern within the Insurance Advisory Team, you will work with more experienced colleagueson one or more of the different projects that we run. Responsibilities could include running analytics, interpreting data sets, creating visuals, participating in meetings, and developing process improvements to name but a few.

There is no “typical” project, as our market is evolving fast – but some recent projects include:

• Helping global customers respond to regulatory climate change stress tests
• Modelling a cyber catastrophe bond to enable an insurer to spread their risk into the capital markets
• Working with utilities providers to understand the increasing risks from wildfire as a result of climate change, and quantify the result of their risk mitigation efforts
• Helping a large global (re)insurer to determine the right approach to implement capabilities built on Moody’s cloud-based Intelligent Risk Platform (IRP), including streamlining andoptimisation of their workflows

About the Team
The Insurance Advisory Team operates at the forefront of defining best practices for the quantification and management of risk. Demand for climate and catastrophe risk analytics and data is growing at pace,including beyond the insurance market into financial services, governments, and corporate use cases.  

We work closely with clients to deliver a wide range of analytical, advisory and technology services and solutions, including:

• Risk transfer consulting and optimization, including parametric (re)insurance, catastrophe bonds and other forms of alternative risk transfer,
• Consulting around new emerging systemic risks facing society, including climate change, cyber risk, novel infectious disease and pandemic  
• Assessment of business best practices for risk management, implementation and optimization of workflows relating to Moody’s products
• Emerging use cases for risk analytics as these become strategic priorities for Moody’s and our clients

For US-based roles only: the anticipated hiring hourly range for this position is $35, depending on factors such as experience, education, level, skills, and location.

Moody’s is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, sex, gender, age, religion or creed, national origin, ancestry, citizenship, marital or familial status, sexual orientation, gender identity, gender expression, genetic information, physical or mental disability, military or veteran status, or any other characteristic protected by law. Moody’s also provides reasonable accommodation to qualified individuals with disabilities or based on a sincerely held religious belief in accordance with applicable laws. If you need to inquire about a reasonable accommodation, or need assistance with completing the application process, please email accommodations@moodys.com. This contact information is for accommodation requests only, and cannot be used to inquire about the status of applications.

For San Francisco positions, qualified applicants with criminal histories will be considered for employment consistent with the requirements of the San Francisco Fair Chance Ordinance.

This position may be considered a promotional opportunity, pursuant to the Colorado Equal Pay for Equal Work Act.

Click here to view our full EEO policy statement. Click here for more information on your EEO rights under the law. Click here to view our Pay Transparency Nondiscrimination statement. Click here to view our Notice to New York City Applicants.
Candidates for Moody's Corporation may be asked to disclose securities holdings pursuant to Moody’s Policy for Securities Trading and the requirements of the position. Employment is contingent upon compliance with the Policy, including remediation of positions in those holdings as necessary.

For more information on the Securities Trading Program, please refer to the STP Quick Reference guide on ComplianceNet

Please note: STP categories are assigned by the hiring teams and are subject to change over the course of an employee’s tenure with Moody’s.