Manager-Advisory Services-MAI

At Moody's, we unite the brightest minds to turn today’s risks into tomorrow’s opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are—with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways. 

If you are excited about this opportunity but do not meet every single requirement, please apply! You still may be a great fit for this role or other open roles. We are seeking candidates who model our values: invest in every relationship, lead with curiosity, champion diverse perspectives, turn inputs into actions, and uphold trust through integrity. 

Job Title: Manager – Advisory Services
Entity: MA
Line of Business/Department: Banking BU – Customer Engagement
Location: Gurgaon/Bangalore
Full Time / Part Time: Full Time
Reporting to: Peeyush Tiwari

Skills and Competencies

•    Solid work experience of 5-7 years in the credit risk model development. Experience garnered in consulting, analytics, research firms with a focus on banking/credit risk analytics, or within the regulatory risk analytics departments of banks.
•    A deep understanding and proven expertise in credit risk analytics and model development. In depth understanding of statistical modelling techniques like Linear Regression, Logistic regression etc.
•    A thorough knowledge of banking regulations and accounting standards is essential, including but not limited to CCAR/DFAST, IFRS 9 / CECL, Basel II & III, and model risk management frameworks.
•    Technical proficiency with tools such as R/Python, SAS/SQL, and MS Office suite (Excel, Access, PowerPoint), alongside programming in VBA, is required. While not mandatory, certifications such as Financial Risk Manager (FRM), Chartered Financial Analyst (CFA), or Certificate in Quantitative Finance (CQF) will be viewed favourably.

Education 

Education background in Engineering or a Postgraduate degree in Business, Statistics, Mathematics, Economics, or other related quantitative disciplines from top-tier institutions. 

Responsibilities

This position is centred around the comprehensive management of various projects, encompassing the development of models for Probability of Default (PD), Loss Given Default (LGD), Exposure at Default (EAD), adherence to IFRS 9/CECL regulations, execution of stress tests, assessment of climate risks, development of loan lifecycle models, and performing detailed analyses in alignment with Basel regulations and additional regulatory directives.

•    Develop customized models tailored for banking clients to calculate Probability of Default (PD), Loss Given Default (LGD), Exposure at Default (EAD), Expected Credit Loss (ECL), and additional quantitative risk metrics.
•    Work on onboarding and application of Moody's quantitative tools to comply with an array of credit risk regulations, ensuring a seamless onboarding process.
•    Taking the lead on various project facets, overseeing the entire lifecycle of client engagements from the initial development of models, through the meticulous preparation of documentation, to the crafting and delivery of compelling presentations.
•    Cultivating and sustaining trust among clients by demonstrating unparalleled subject matter expertise and a relentless pursuit of excellence, aimed at both retaining current clients and attracting new ones.
•    Engaging in proactive collaboration with the client engagement and sales departments, contributing to the creation and delivery of persuasive pre-sales documentation and customized client proposals.
•    Exhibiting leadership in innovation through the initiation and inventive development of customized solutions, specifically tailored to navigate the distinct challenges presented by clients.
•    Acquiring and maintaining an exhaustive understanding of pertinent regulations, ensuring the flawless integration of these requirements into the outcomes of projects, thus guaranteeing regulatory compliance in every deliverable.
•    Undertaking travel to client sites and Moody's offices as needed, to ensure the responsibilities of the role are met with the highest standards of service and commitment.

About the team

Our Banking BU is responsible for assisting lending institutions with pivotal decision-making processes that influence their operations, particularly in loan provisioning, risk management, and strategic financial planning for their future. Utilizing innovative software solutions alongside reliable analytics, we empower these institutions with enhanced understanding and proficiency in their operations through comprehensive training, learning solutions, and consulting services. Our team comprises individuals with expertise in banking and financial analytics, all dedicated to meeting the precise needs of our clients.

By joining our team, you will be actively engaged in the design and development of models and risk management solutions within the credit risk advisory sector. The ideal candidates for this role are those who are not only highly motivated and dedicated but also possess a strong quantitative aptitude and the ability to solve complex business problems. This position is within a high-visibility, rapidly growing team that offers a highly challenging, innovative, and dynamic work environment.

Moody’s is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, protected veteran status, sexual orientation, gender expression, gender identity or any other characteristic protected by law.

Candidates for Moody's Corporation may be asked to disclose securities holdings pursuant to Moody’s Policy for Securities Trading and the requirements of the position. Employment is contingent upon compliance with the Policy, including remediation of positions in those holdings as necessary.