Credit Analyst - Moody's Local

At Moody's, we unite the brightest minds to turn today’s risks into tomorrow’s opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are—with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways. Moody’s is transforming how the world sees risk. As a global leader in ratings and integrated risk assessment, we’re advancing AI to move from insight to action—enabling intelligence that not only understands complexity but responds to it. We decode risk to unlock opportunity, helping our clients navigate uncertainty with clarity, speed, and confidence.

If you are excited about this opportunity but do not meet every single requirement, please apply! You still may be a great fit for this role or other open roles. We are seeking candidates who model our values: invest in every relationship, lead with curiosity, champion diverse perspectives, turn inputs into actions, and uphold trust through integrity. 

Skills and Competencies

• +5 years of experience.
• Strong analytical thinking for evaluating complex financial data and market trends.
• Outstanding oral and written communication skills, consistently delivering clear, concise, and grammatically accurate reports and presentations.
• Highly organized and detail-oriented, ensuring accuracy and consistency in all deliverables.
• Proactive mindset, showing initiative and independence in problem-solving and process improvement.
• Thrives under pressure, maintaining high-quality performance in time-sensitive situations.
• Demonstrates reliability and accountability in professional tasks and decision-making.
• Exceptional teamwork skills with the ability to collaborate across departments and stakeholders.
• Adheres to strict confidentiality standards, safeguarding sensitive financial and corporate information.
• Interest in exploring AI systems with a focus on responsible AI practices, including ethical use and risk management.

Education

• Bachelor’s degree in Commercial Engineering, Management Information and Control Engineering, or a related field.

Responsibilities

• Conducting detailed quantitative analyses of financial statements, economic trends, market data, bond indentures, liquidity agreements, official statements, and other legal documents.
• Performing initial and ongoing credit evaluations for a dedicated corporate portfolio, ensuring timely monitoring and recommending appropriate rating adjustments.
• Producing high-quality, in-depth research reports on issuers, credit trends, and sector-specific developments.
• Developing persuasive credit rationales and leading discussions during rating committees to support transitions and decisions.
• Exercising strong rating judgment to distinguish companies across various risk and rating levels.
• Establishing and maintaining high-profile relationships with investors and issuers through industry engagement, topical research, and market interactions.

About the team

Our Non Financial Corporate team is responsible for provides domestic credit ratings, based on methodologies that capture the risks and dynamics of the market. By joining our team, you will be part of exciting work in Santiago, Chile on a hybrid modality.

Moody’s is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, protected veteran status, sexual orientation, gender expression, gender identity or any other characteristic protected by law.

Candidates for Moody's Corporation may be asked to disclose securities holdings pursuant to Moody’s Policy for Securities Trading and the requirements of the position. Employment is contingent upon compliance with the Policy, including remediation of positions in those holdings as necessary.