Associate Lead Analyst 1 ( (US RMBS Surveillance Team)

At Moody's, we unite the brightest minds to turn today’s risks into tomorrow’s opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are-with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways. 

If you are excited about this opportunity but do not meet every single requirement, please apply! You still may be a great fit for this role or other open roles. We are seeking candidates who model our values: invest in every relationship, lead with curiosity, champion diverse perspectives, turn inputs into actions, and uphold trust through integrity. 

Team/Department Description

Moody’s U.S. RMBS Surveillance Team in the structured finance department is responsible for monitoring ratings on a wide variety of securitizations backed by residential mortgages and other similar products. Aside from timely commentary regarding any rating changes, the team produces timely and high-quality research on developing trends and events in the mortgage market through sector and issuer comments and in-depth research reports, and also participates in industry conferences and investor/issuer meetings.

Responsibilities

• Act as lead analyst for U.S. RMBS transaction surveillance. Analyze transaction credit and cash flows and transaction and legal documents to formulate rating recommendations and opinions
• Communicate effectively with customers
• Involvement in a variety of projects to improve our surveillance capabilities, both analytically and operationally. This could involve use of low code and/or no code solutions.
• Contribute to publishable research, including transaction-related reports, articles and in-depth reports on credit issues affecting the industry
• Act as a mentor to less experienced analysts in the team and RRS

Required Qualifications:

• Preferred degree in finance, economics, financial engineering or related quantitative field with relevant work experience.
• Working knowledge of structured finance analysis or credit analysis in a related field.
• Excellent verbal and written communication and presentation skills essential
• Strong Excel skills are needed. Modeling skills and experience running cash flow analysis or other structured finance analytical tools preferred
• Working knowledge of low-code/no-code platforms preferred
• Strong analytical orientation
• Working knowledge of legal matters involving structuring and operation of structured finance transactions
• Sound judgment and highest ethical standards
• Capable of developing independent opinions and defending own views
• Professional, pro-active, flexible, diligent and dependable
• Ability to adapt to changing market conditions and business environment
• Highly organized and efficient, with ability to multi-task and meet tight deadlines
• Ability to work on own initiative, without the need for close supervision

For US-based roles only: the anticipated hiring base salary range for this position is [[$110,900 - [[$160,850, depending on factors such as experience, education, level, skills, and location. This range is based on a full-time position. In addition to base salary, this role is eligible for incentive compensation. Moody’s also offers a competitive benefits package, including not but limited to medical, dental, vision, parental leave, paid time off, a 401(k) plan with employee and company contribution opportunities, life, disability, and accident insurance, a discounted employee stock purchase plan, and tuition reimbursement.

Moody’s is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, sex, gender, age, religion, national origin, citizen status, marital status, physical or mental disability, military or veteran status, sexual orientation, gender identity, gender expression, genetic information, or any other characteristic protected by law. Moody’s also provides reasonable accommodation to qualified individuals with disabilities or based on a sincerely held religious belief in accordance with applicable laws. If you need to inquire about a reasonable accommodation, or need assistance with completing the application process, please email accommodations@moodys.com. This contact information is for accommodation requests only, and cannot be used to inquire about the status of applications.

For San Francisco positions, qualified applicants with criminal histories will be considered for employment consistent with the requirements of the San Francisco Fair Chance Ordinance.

This position may be considered a promotional opportunity, pursuant to the Colorado Equal Pay for Equal Work Act.

Click here to view our full EEO policy statement. Click here for more information on your EEO rights under the law. Click here to view our Pay Transparency Nondiscrimination statement. Click here to view our Notice to New York City Applicants.
Candidates for Moody's Corporation may be asked to disclose securities holdings pursuant to Moody’s Policy for Securities Trading and the requirements of the position. Employment is contingent upon compliance with the Policy, including remediation of positions in those holdings as necessary.