Assoc Dir-Credit Analyst Moody's Local

At Moody's, we unite the brightest minds to turn today’s risks into tomorrow’s opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are-with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways. 

If you are excited about this opportunity but do not meet every single requirement, please apply! You still may be a great fit for this role or other open roles. We are seeking candidates who model our values: invest in every relationship, lead with curiosity, champion diverse perspectives, turn inputs into actions, and uphold trust through integrity. 

Skills and Competencies

This dynamic role offers the chance to lead the credit analysis of both new and existing issuers within Moody's Local in Central America and Dominican Republic. The primary focus will be on financial entities, and we're particularly interested in candidates who can bring a diverse understanding of banking. Reporting initially to the Ratings Manager, this position offers the rewarding opportunity to guide, coach, and mentor junior analysts, shaping the future of our industry. This position will be based in El Salvador. Join our team and tap into your expertise in a role that is as exciting as it is fulfilling.

• At least 8+ years of relevant work experience, mainly in financial entities.
• Knowledgeable about finance entities and transactions.
• Demonstrates knowledge of Word and PowerPoint; Microsoft Excel skills is mandatory.
• Demonstrated analytical and modelling skills.
• Strong written and verbal communication capabilities in Spanish and English.
• Ability to lead exciting priorities within deadlines.
• Ability to adapt to a changing environment and prioritize tasks accordingly.

Education

• Bachelor's degree or equivalent qualifications in economics, accounting, engineering, business administration, statistics, actuarial science
• Graduate / second-level degree (e.g. MBA, Master's) is a plus.
• Other Certifications (CFA, FRM, CAIA, CQF) are a plus but not mandatory.

Responsibilities

• Conduct quantitative assessment of financial documents and economic/market data, as well as analysis of, bond indentures, liquidity agreements, financial documents, and other legal documents.
• Conduct initial and ongoing credit analysis on a dedicated portfolio of financial entities and transactions.
• Actively supervise the portfolio and make recommendations for rating transitions in a timely fashion.
• Present credits efficiently and accurately in rating committees and other internal analytical meetings, formulate a coherent credit rationale and present this rationale in a persuasive fashion.
• Demonstrate credit rating judgment as evidenced by the ability to distinguish among entities and transactions at different credit rating levels.
• Produce timely and relevant research on specific issuers, general credit trends, or sector related issues that is in-depth, high quality, informative and focused.
• Build and manage relationships with investors, advisors, and issuers.
• Develop Moody's Local franchise through intermediary marketing and transparency initiatives.
• Lead issuer meetings, including presenting key credit rating factors optimally and asking probing questions that result in substantive dialog about key credit issues.
• Mentor and develop junior analysts.

About the team

Moody’s Local was launched in 2019 to provide domestic ratings and research to financial markets across Latin America. Moody’s Local combines local methodologies tailored to each market with experienced teams of local analysts to provide valuable, market-specific insights. We operate in Argentina, Bolivia, Brazil, Costa Rica, Guatemala, Honduras, Mexico, Nicaragua, Panama, Peru, Republica Dominicana and Uruguay.

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Moody’s is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, protected veteran status, sexual orientation, gender expression, gender identity or any other characteristic protected by law.

Candidates for Moody's Corporation may be asked to disclose securities holdings pursuant to Moody’s Policy for Securities Trading and the requirements of the position. Employment is contingent upon compliance with the Policy, including remediation of positions in those holdings as necessary.